Features
Built for people who
care about their money.
Every feature is designed to give you accountant-level clarity over your personal finances.
Connect your accounts. Transactions flow in automatically.
Link your Australian bank accounts through Open Banking and watch transactions appear in real time. No more CSV uploads or manual entry.
- Automatic daily transaction sync
- Support for all major Australian banks
- Multi-account support for the full picture
- Secure Open Banking integration
Organise every dollar. Build your own system.
Create custom categories and groups that match how you think about money. Set up vendor rules to auto-categorise recurring merchants.
- Custom categories with colour coding
- Category groups for high-level views
- Vendor rules for automatic matching
- Split transactions across categories
Budgets that adapt to your life.
Build monthly or custom-period budgets with per-category targets. AI-assisted planning analyses your history and suggests realistic limits.
- Per-category budget targets
- Flexible period selection
- AI-powered budget suggestions
- Track spending vs. budget in real time
Never miss a bill again.
Track every recurring commitment — rent, subscriptions, insurance. See what's due, what's overdue, and exactly how much is spoken for.
- Weekly, fortnightly, monthly, quarterly, annual frequencies
- Overdue alerts on your dashboard
- Total committed spend at a glance
- Link commitments to transactions
Your everyday finances and portfolio, side by side.
Track investment accounts alongside your spending. Monitor portfolio value, contributions, and returns without switching apps.
- Portfolio value and gain/loss tracking
- Contribution history
- Return percentage calculations
- Investment transfers tracked separately
Track who owes what.
Keep a ledger of money owed — both directions. Perfect for splitting bills, tracking reimbursements, or managing informal loans.
- I owe / owed to me tracking
- Dashboard widget for outstanding amounts
- Mark as settled when resolved
- Overdue reminder alerts
Clear reports. Real insight.
Generate financial summaries and portfolio reports for any period. Print-ready layouts that look professional.
- Financial summary reports
- Portfolio summary reports
- Custom date range selection
- Print-optimised layouts
Budget planning with AI.
Chat with an AI assistant that understands your financial data. Get personalised suggestions for budget targets, spending adjustments, and savings strategies.
- Contextual awareness of your finances
- Natural language budget planning
- Spending pattern analysis
- Actionable recommendations
Your data stays yours.
Jarrah uses row-level security and Open Banking standards. Your credentials never touch our servers.